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Funeral Costs Explained: What You’re Really Paying For

Arranging a funeral is a deeply emotional time, add uncertainty about prices, and it becomes even more stressful. At Hillier’s Funeral Service, we believe in transparency, compassion, and educating families on exactly what they’re paying for so there are no surprises at the end.

  1. The Two Core Parts of Funeral Costs

A typical funeral bill is divided into two main parts:

Funeral Director’s Fees

These are the professional services provided by your funeral director. This includes care of your loved one, transportation, legal paperwork, arrangement meetings, and handling the ceremony. These fees can also cover a multitude of different services, Hillier’s helps you understand each fee.

Third‑Party or Disbursement Costs

These are essential external fees like cremation or burial charges, officiant fees, and cemetery plot costs.

 

  1. Standardised Price Lists: Consumer Safety by Law

Since September 2021, funeral directors are legally required by the Competition & Markets Authority (CMA) to publish a Standardised Price List- detailing a set “attended” and “unattended” funeral with included services and extra optional items.

For example, a simple attended funeral might cost:

  • Funeral director’s core services: £2,195
  • Coffin, hearse, basic care, and paperwork included
  • Add-ons like extra mileage, embalming, celebrants: priced separately

 

  1. Why Funeral Costs Vary So Much

SunLife’s 2025 “Cost of Dying” report found the average “simple” funeral has risen to £4,285, with total dying costs approaching nearly £9,800. Moreover, within the same region, prices for basic funerals can differ by over £3,000, often due to differences in service levels, operating costs, and how providers market their offerings, as seen in a study by The Times, Prices for a basic funeral can vary by £3,000 in the same area. Why?

 

  1. Optional Extras: Personalisation Adds Cost

Beyond essential funeral components, families often choose personal touches:

  • Premium coffins or musical hearses
  • Floral arrangements, memorial booklets
  • Catering, venue reception, and celebrants
    These are entirely optional – and pricing varies depending on preferences

 

  1. How Hillier’s Helps You Navigate Costs

We’re committed to being clear from the outset:

  • Transparent Pricing: We share our Standardised Price List, no hidden fees.
  • Detailed Breakdown: A written estimate shows exactly what’s included.
  • Choice & Control: Whether you elect a simple cremation or a bespoke funeral, you’ll know how each choice affects cost.
  • Support with Third‑Party Fees: We handle all payments to crematoria, officiants, and officials—so you’re not juggling bills during a difficult time.

 

Final Thoughts

Understanding funeral costs means recognising the components and planning accordingly:

  • Core funeral director services
  • Mandatory disbursements
  • Optional extras based on personal preferences

By knowing what each line item covers, and comparing the truly comparable, you can make informed, confident decisions at a sensitive time. Let Hillier’s guide you through every step – with respect, clarity, and care.

📞 Ready to learn more?

Contact Hillier’s today for a no-obligation breakdown of costs, or use our online cost calculator to explore typical estimates and plan the funeral that honours your loved one.

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Funeral Directors in Swindon You Can Rely On: The Hillier’s Difference

Choosing the right funeral provider during a time of loss is deeply personal. At Hillier’s Funeral Service, we understand both the emotional and practical aspects of saying goodbye. As a supportive, family-run funeral home with deep Swindon roots since 1923, we provide compassionate care, professional expertise, and community trust to ensure your loved one receives the send-off they deserve.

  1. A Family Legacy Rooted in Community

With over 100 years of service and now four generations caring for Swindon families, Hillier’s is not just part of the community, we are the community. Our original branches in Swindon, Highworth, and Royal Wootton Bassett (with a new opening in 2025) reflect our long-standing dedication to local families. That legacy builds trust – people know us, see us, and rely on us in their most vulnerable moments.

  1. Truly Personalised, Compassionate Support

As an independent, family-run service, we’re free from corporate restrictions – which means our focus is 100% on you, not shareholders. We cherish getting to know each family story, enabling us to craft bespoke funerals that feel deeply personal. Whether it’s a woodland burial, a direct cremation, or a non-religious ceremony, no request is too small. Our bereavement support continues well beyond the day of the service, offering ongoing care to help families navigate grief.

  1. Professional Expertise Easing the Journey

Arranging a funeral involves countless details – from legal paperwork to coordinating venues, flowers, and transport. As experts, we step in to manage all practicalities, easing your burden during an emotionally charged period. Whether liaising with churches, crematoriums or planning for celebrants, our knowledge ensures each funeral runs smoothly and respectfully.

  1. Transparent Pricing & Tailored Packages

We believe in open, honest pricing. Our online cost calculator and clear pricing details allow families to plan according to their wishes and budget. Unlike corporate providers, we’re able to offer flexible, bespoke packages, and pre-paid funeral plans, for greater peace of mind.

  1. Deep Community Ties & Local Understanding

Our intimate knowledge of the local area allows us to honour traditions and cultural nuances that matter most to you. We partner with local florists, clergy, venue hosts, and support services to create meaningful, seamless events – rooted in community, delivered with warmth.

  1. Ongoing Bereavement Care & Emotional Support

Losing someone is just the beginning of a journey. Our free, dedicated bereavement care service supports families well after the funeral has ended. From practical advice to local grief groups, we’re committed to walking alongside you – every step – offering comfort when you need it most.

In Summary

  • A century-long family legacy of care in Swindon and surrounding areas
  • Truly personalised services, crafted to reflect individual lives and wishes
  • Expert logistical and emotional support throughout every stage
  • Transparent, flexible pricing designed for peace of mind
  • Deep local ties that bring cultural understanding and community resources
  • Continued bereavement support beyond the funeral day

At Hillier’s Funeral Service, support is more than a word, it’s our promise. Your loved one deserves a farewell that reflects their life and legacy. Our community trusts us to help you deliver exactly that.

Let us show you why, for local families, we’ll always be the first choice.

Learn About Prepaid Plans
Plan ahead with peace of mind and full cost clarity.

📞 Speak to a Funeral Director Today
Compassionate advice and planning with no obligation.

Bereavement aftercare.

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